In order to make online transaction more secure, KongaPay utilises One Time Password, OTP culled from the user’s bank verification number (BVN) to authenticate transactions.
Speaking to journalists recently in Lagos, Vice President, Payment and Digital Goods, Konga.com, J R Kanu , said after successful launch and integration of KongaPay with Access Bank, Diamond Bank, Ecobank, FCMB, First Bank, GTB, Heritage Bank, UBA and Zenith Bank, most Nigerian banks now offer access to KongaPay boosting the confidence Nigerians have on electronic payment and e-commerce.
According to him, through a partnership with Nigerian banks, KongaPay has changed the face of online shopping in Nigeria by removing the uncertainties customers associate with pre-paying for goods and services they are yet to receive. The online payment platform allows customers pay for their orders without using debit cards or having access to the internet, thereby reducing their dependence on payment on delivery and restores trust among users.
He further explained that unlike other online payment platforms, KongaPay eliminates the need for customers to enter sensitive personal information such as credit or debit card details or Internet banking passwords. Also any customer who has a bank account and a registered mobile phone can use the KongaPay without necessarily signing up for internet banking.
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